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Advance Credit’s Working Capital Program (WCP) is a unique product. This program will allow you to leverage assets that many businesses don’t even realize they have… their future credit card receipts.

Having a 90% approval rate, our program is also not like a bank loan. Many banks tend to decline businesses’ requests for loans and/or lines of credit.

With Advance Credit’s program, once you’ve paid the majority of your working capital advances off, you are eligible to apply for additional funds.


Do you need Working Capital for your business?

YES! Click Here for an Application

You can also obtain a Working Capital advance – up to $600,000 – for your businesses using future credit card processing receipts as collateral.

If your business has been turned down by a traditional lender for a loan or a line of credit, Advance Credit can help.

Our WCP has a 90% approval rate and Advance Credit funding is usually available within 3-5 business days.

Plus, this is not a loan product. You can use Advance Credit’s working capital for anything…

         Buy Equipment

         Expand or Renovate

         Open New locations

         Purchase Inventory

         Open new locations

         Buy raw materials

         Pay down debt

         Or, anything else your business may need!

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Advance Credit

Traditional Lender/Bank

90% Approval Rate

Rejects most small business loans

Approval in 24 – 48 hours

Approval takes  1 – 4 weeks

Funding available in 3 – 5 days

Funding takes 4 – 8 weeks

No fixed monthly payments. In a “Slow” month, payback adjusts accordingly.

Loans/Credit Lines have fixed monthly payments. If you miss payments, you are in default.

No Personal Guaranty

P.G. Required

Requirements are simple:

Your business must be processing customers’ credit cards for at least 60 days and you must process at a minimum of $5,000 per month in credit card transactions.


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